This information is derived from the 2023 Fannie Mae Eligibility Matrix
If you need help in qualifying for a loan, you can use the income and credit of an occupying or non-occupying co-borrower.
Let's face it, you KNOW you are good for the money...right? However, you may not qualify alone under Conventional Lending guidelines. In that case, someone who cares about you and believes in your actions can be your second option to cosign on your loan. They can help you to qualify for a conventional loan with your primary home, second home, or investment property. Conventional Lending Guidelines also allow a co-borrower or co-signer to help you with a Duplex, Triplex, or Fourplex. By helping you to qualify, they will also be responsible for making the payments.
...faster!
If you consistently pay extra money towards principal reduction each time you make a payment, it can be shocking how much FASTER you can pay off a mortgage. Knowledge is power. Just ask us, and we will run the mortgage numbers to show you how to save even MORE money.
