An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). The FHA loan product allows an FHA borrower to:
The FHA loan product aims to help the maximum number of borrowers achieve their American Dream of homeownership.
If you need help, you can use an Occupying or Non-Occupying Co-borrower.
Let's face it, you KNOW you are good for the money...right? However, you may not qualify alone under FHA Lending guidelines. In that case, someone who cares about you and believes in your actions can be your second option to cosign on your loan. They can help you to qualify for a FHA loan with your primary home. FHA Lending Guidelines also allow a co-borrower or co-signer to help you with a Duplex, Triplex, or Fourplex. By helping you to qualify, they will also be responsible for making the payments.
...faster!
If you consistently pay extra money towards principal reduction each time you make a payment, it can be shocking how much FASTER you can pay off a mortgage. Knowledge is power. Just ask us, and we will run the mortgage numbers to show you how to save even MORE money.
No worries...even Superheroes need help sometimes.
Well….maybe Yoda never said that, but he should have! In every Superhero Movie, the Hero experiences great loss and struggles. Perhaps you know of a Hero who has had late payments, foreclosure, or bankruptcy. The three credit bureaus generally adjust FICO scores based on what is happening now in a consumer's credit journey. The past is in the past. If you refer your Hero to us, we can use our Credit Algorithm to help them map out the fastest and most direct path for them to achieve a higher FICO Score. They will be back in the game, ready to buy or refinance faster than they may think! They may thank you for years to come. We love being their Superhero sidekick!
