What is a VA Home Loan?

A VA loan is a mortgage guaranteed by the US Department of Veteran Affairs. This guarantee extends to current or former military personnel or the surviving spouse of a fallen hero. By providing this backing, the VA can help these borrowers to qualify for more competitive home loans.

VA Home Loan Quick Facts

Eligible Veterans are not subject to loan limits.
Zero Down Payment allowed.
Owner Occupant only.
Extremely Competitive Interest Rates.
No Mortgage Insurance is required.
Flexible Qualifying Guidelines.
No FICO Score is allowed.
FICO Scores as low as 500 are considered.
Past collections are NOT required to be paid off.
The VA Funding Fee may be partially or fully waived for disabled Veterans.
A Veteran can obtain VA Loans repeatedly. Restrictions apply.
VA must certify a home is safe to occupy in a purchase.

Do you qualify for a VA Home Loan?

You will LOVE your VA Mortgage Rate.

Become Mortgage Free

...faster!

If you consistently pay extra money towards principal reduction each time you make a payment, it can be shocking how much FASTER you can pay off a mortgage. Knowledge is power. Just ask us, and we will run the mortgage numbers to show you how to save even MORE money.

Texas LOVES Disabled Veterans
and Surviving Spouses.

You might be eligible to reduce or completely eliminate paying Property Taxes. For more information, Click below to visit the State of Texas Comptrollers’ website.

Thank you for your service.

Does someone you know have a Damaged FICO Score?

No worries...even Superheroes need help sometimes.

“It does not matter where you are at;
it only matters where you are going.”

~Yoda

Well….maybe Yoda never said that, but he should have! In every Superhero Movie, the Hero experiences great loss and struggles. Perhaps you know of a Hero who has had late payments, foreclosure, or bankruptcy. The three credit bureaus generally adjust FICO scores based on what is happening now in a consumer's credit journey. The past is in the past. If you refer your Hero to us, we can use our Credit Algorithm to help them map out the fastest and most direct path for them to achieve a higher FICO Score. They will be back in the game, ready to buy or refinance faster than they may think! They may thank you for years to come. We love being their Superhero sidekick!

What is your BEST Loan Option?